Tip #5:Regularly review your insurance policies to ensure the coverage meets your needs

It’s important to make sure your insurance policies cover exactly what you think they are going to cover, according to Linebaugh. “The most common complaint that I hear as a financial adviser after a disaster is, ‘Oh my gosh, I thought my insurance was going to cover this!’, and you don’t want to have that kind of discovery after [the fact],” he said.

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